At Lumestea, we help banks, NBFCs, and FinTech startups redefine how money moves in a digital-first world. From core banking solutions to AI-powered finance apps, we build robust and scalable digital platforms that improve efficiency, compliance, and user experience.
We specialize in custom FinTech app development and digital banking software solutions tailored to meet evolving regulatory, security, and user needs.
What We Deliver
1. Neo-banking platforms and mobile wallet development
2. Secure payment gateway integration and transaction monitoring
3. Lending and credit scoring systems using machine learning models
4. Wealth management dashboards and robo-advisory apps
5. KYC/AML automation and compliance tracking tools
6. Crypto wallets and blockchain-based transaction systems
Our Process
1. Business Mapping & Compliance Review
We align your digital retail strategy with buyer behavior and current market trends.
2. Architecture & Security Design
Our architects design scalable, secure systems with end-to-end encryption and role-based access control.
3. FinTech Platform Development
We build APIs, web portals, and mobile banking apps with real-time transaction handling and robust security.
4. QA & Security Testing
We ensure systems are stress-tested and penetration-tested against industry-grade security benchmarks.
5. Deployment & Optimization
Your solution is launched on secure cloud platforms (like AWS, Azure), followed by real-time monitoring and optimization.
Expertise in custom financial software development
PCI-DSS, RBI, and GDPR-compliant architectures
Real-time analytics and fraud detection systems
Scalable microservices-based platforms
Cross-platform mobile apps with biometric security features
Recent Project
PayNeo
We built PayNeo, a mobile-first digital banking platform for a FinTech startup offering instant loans, savings accounts, and AI-driven credit checks. Within 4 months, the platform processed over ₹100 Cr in transactions and onboarded 50,000+ users.
