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Fintech & Banking
Fintech & Banking
Fintech & Banking
At Lumestea, we help banks, NBFCs, and FinTech startups redefine how money moves in a digital-first world. From core banking solutions to AI-powered finance apps, we build robust and scalable digital platforms that improve efficiency, compliance, and user experience.
We specialize in custom FinTech app development and digital banking software solutions tailored to meet evolving regulatory, security, and user needs.
What We Deliver
- Neo-banking platforms and mobile wallet development
- Secure payment gateway integration and transaction monitoring
- Lending and credit scoring systems using machine learning models
- Wealth management dashboards and robo-advisory apps
- KYC/AML automation and compliance tracking tools
The work process of our agency
Business Mapping & Compliance Review
Conduct thorough market of the research to
the fast target audience behaviors. Submit
as many design tasks
Architecture & Security Design
Our architects design scalable, secure systems with end-to-end encryption and role-based access control.
FinTech Platform Development
We build APIs, web portals, and mobile banking apps with real-time transaction handling and robust security.
QA & Security Testing
We ensure systems are stress-tested and penetration-tested against industry-grade security benchmarks.
Deployment & Optimization
Your solution is launched on secure cloud platforms (like AWS, Azure), followed by real-time monitoring and optimization.
Why Choose Lumestea for FinTech Solutions
- Expertise in custom financial software development
- PCI-DSS, RBI, and GDPR-compliant architectures
- Real-time analytics and fraud detection systems
- Scalable microservices-based platforms
- Cross-platform mobile apps with biometric security features
We’ve helped businesses across industries turn complex problems into simple, delightful user experiences.
01
Redesigned a B2B dashboard UX, reducing task completion time by 35%
02
Crafted a modern mobile UI for a health-tech startup that increased app engagement by 50%
03
Refreshed an eCommerce store’s UI design, boosting checkout conversion by 2X
Frequently Asked Questions
Can you help us meet RBI and PCI-DSS compliance?
Yes, we build solutions aligned with key financial regulations and audits.
Do you support UPI and payment gateway integration?
Absolutely, we integrate UPI, Razorpay, Stripe, and other gateways securely.
Can you develop both Android and iOS banking apps?
Yes, we use Flutter and React Native for high-performance cross-platform apps.
How do you ensure financial data security?
We implement end-to-end encryption, 2FA, audit logs, and secure cloud deployment.
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Lumestea Feels Like
See What Our Clients
Say About US
Sid did an outstanding job creating and refining the Talk About Prayer brand identity. He delivered high-quality logo designs, complete brand guides, and was always professional, responsive, and open to feedback. Communication was clear and consistent throughout the entire project. I’m really happy with the final results and would definitely work with him again in the future. Highly recommended!
Very serious and got job done in time, would recommend
Good work and worked very hard
Our first time working with Upwork and with foreigners was a pure learning experience, and the work was completed. We continue working on the project. Siddharth and his team were incredibly helpful, and we will definitely work together again.
Working with Siddharth has been a great experience. He’s highly skilled, communicative, and proactive—exactly what you want in a collaborator. He quickly understood our goals and contributed valuable input to help shape the product. I look forward to continuing our collaboration and would definitely recommend him to others.